Financial Inclusion
LAPO is committed to reducing poverty by expanding financial inclusion and strengthening livelihoods for vulnerable households across Nigeria. Through affordable credit, financial literacy, and tailored support, LAPO empowers women, smallholder farmers, and rural entrepreneurs to build sustainable incomes and improve their standard of living.
These programmes strengthen rural livelihoods, increase household income, and advance LAPO’s mission to end poverty in all its forms.
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LAPO Agricultural and Rural Development Initiative (LARDI)
Initiated in 2007, LARDI is designed to promote household livelihood activities towards improving the conditions of living of low-income earners in rural communities.
Key Activities Supported:
- Small-scale agricultural enterprises
- Other income-generating household economic activities
We provide flexible loan
credits to small businesses
Agricultural Loan
Group loan for medium-scale farmers and non-farmers within the Agricultural Value Chain (AVC) to enhance production.
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Regular Loan
Group loan for micro business owners in agro-allied and non –agro allied businesses.
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Asset Loan
Loan for acquiring productive assets, available to individuals and groups, including walk-in-clients.
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SME Loan
SME Loan for small and medium-sized enterprises (SMEs) to access larger credit facilities.
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Business Success Loan (BSL)
This is a small business loan for business men and women, whose daily schedule does not allowed them to join a group.
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