Agricultural Loan

This product is group loan for medium scale farmers designed to enhance their production. Non-farmer, but within the Agricultural Value Chain AVC can also access this credit facility. The loan size ranges from N100,000 to N150, 000 and has a 25% service charge. Repayment is made in equal monthly instalments over a 10-month loan term


  • Facility range: N100,000 (minimum) to N150,000 (maximum)
  • Methodology: Individual, group and corporate
  • Duration: 1-10 months
  • Grace period: 30-60 days
  • Prospective clients must be practicing farmers with verifiable evidence of existing farm investments.